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© 2018 Contributor(s) and Singapore Academy of Law. No part of this document may be reproduced without permission from the copyright holders. Published on 6 September 2018 FINTECH INNOVATIONS: FORGING AHEAD [2018] SAL Prac 9 CHUNG Ka Yee* LLB (University of London), BSc (National University of Singapore); Assistant Director, Registries of Patents, Designs & Plant Varieties, Intellectual Property Office of Singapore, Singapore. WONG Chee Leong* PhD (National University of Singapore), BEng (National University of Singapore); Principal Patent Examiner, IPOS International, Singapore. I. Introduction 1 Financial technology, or “fintech” for short, describes innovative technology applied in the provision of financial services. These include, but are not limited to, electronic payment systems, investment platforms, insurance technology, blockchain technology and transaction authentication. Such new technologies are transforming the way business processes and transactions are carried out in th...