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H.R. 7735: The Improving Access to the VA Home Loan Act of 2022 Background: The Department of Veterans Affairs (VA) home loan program has afforded millions of servicemembers, veterans, and their families the opportunity to become homeowners. This earned benefit empowers veterans with the resources they need to purchase, retain, and adapt homes at a competitive interest rate and helps to ease the transition from active duty to civilian life. While VA’s home loan program generally performs well, it has not kept pace with today’s homebuying practices in certain ways. For example, veterans using a VA home loan are required to have an in-person appraisal performed by a VA-approved appraiser prior to purchasing their home. However, there are often lengthy wait times for the relatively few VA approved appraisers to become available to perform in-person appraisals. That results in veterans being forced to wait longer to complete the homebuying process and move into their new home than they oth...