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BewareofphishingschemesWhatisphishing?Phishingistheactofsendingane-mailtoauserfalselyclaimingtobealegitimateenterpriseinanattempttoscamtheuserintosurrenderingprivateinformationthatcouldbeusedforidentitytheft.AccordingtotheFederalTradeCommission,phisherssende-mailsorpop-upmessagesthatclaimtobefromabusinessororganization,forexample,anInternetServiceProvider,abank,anonlinepaymentserviceorevenagovernmentagency.Themessagemayaskyoutoupdate,validateorconfirmyouraccountinformation.Somephishinge-mailsthreatendireconse-quencesifyoudon’trespond.Themes-sagesdirectyoutoaWeb site that looksjustlikealegitimateorganization’ssite—butit’snot.It’sabogussitewhosesolepurposeistotrickyouintodivulgingyourpersonalinformationsooperatorscanstealyouridentityandrunupbillsorcommitcrimesinyourname.Rememberthesetips:•Ifyougetane-mailorapop-upmessagethatasksforpersonalorfinancialinformation,donotreplyorclickonanylinksinthemessage.Legitimatecompaniesdon’taskforthisinformationviae-mail.Ifyouareconcernedaboutyouraccount...